I have not updated my post in over a month. To be honest, I have had so much going on that I haven't felt like writing. Everything with my little baby is going well. He is growing, I am growing, and I'm so happy to soon be having another little man in my life. I have only six weeks left, unless he decides to come early.
Now on with the bad news...some of you know that I submitted a claim with State Farm under my homeowners policy. Well, the nine week long ordeal (yes nine weeks long) has finally come to an end, and my claim was denied. My adjuster led me on and gave me false hope for nine weeks. Yet State Farm acts like this was a cut and dry case of non-coverage. Trust me, I have fought this, and I'm still fighting. I contacted an attorney and he too thinks there is nothing I can do. I'm trying to fight this on "bad faith" but the attorney has not responded to that yet. I have had many crying spells, and sleepless nights over this. But I posted something on my facebook and I have to genuinely believe it..."Just when you think things can't get any worse, you realize just how good you've got it." I can't stress over this anymore! I have a growing baby that needs me to be stress free! But trust me, it's so hard. Then add pregnancy hormones and emotions and you have a pregnant basket case woman. I hate to admit it, but it's true. I am overwhelmed by the news.
I had Restoration Specialist out of Leesburg come out and give me a quote. I think the damage is somewhere between 15k and 20k. Do I have that kind of money sitting in the bank? NO! I can afford the supplies ( I think), but I can't afford to pay someone to do it. And my precious husband...he can do a lot of things...but this is not one of them. And would you believe that all this was caused by a leaking AC! Now we have to re-do both of our bathrooms. We had to have "temporary shoring" placed under them to prevent them from collapsing. Yes my friend, it's that bad. But we had no warning signs, at least not visible. Trust me, Joey and I would never have sat back and allowed this to happen. This wasn't a case of neglect I assure you! And the scary part...what kind of air are we breathing? What about this little infant? What about when he is born and sleeping in his crib? I'm so sorry...I didn't intend on getting this emotional just writing this...
So that's it. Just when you think things can't possibly get any worse...you HAVE to sit back and realize just how good you've got it. Everything else in our life is a constant reminder of how blessed we are. But this mess is definitely fighting it's way to the tops of our minds, and making us feel...well a little helpless, and hopeless. In this struggling economy, and with me taking next year off...I just can't make an irrational decision to take on a loan to get this done. I just can't do it. So I'm hoping we can just figure this out, somehow, someway. And hopefully, very soon.
I'll keep you posted. Just keep us in your prayers.
